Who we help

Built around how you are buying.

The right approach depends less on the property than on how the purchase is funded and where you are sitting while it happens. Most of our clients arrive as one of these five.

01

Cash buyers

No lender, no valuation wait, and genuine leverage at the table. We help you spend that advantage well — moving decisively on the right property, and not paying over the odds simply because you can complete quickly.

  • No finance clause, so your offer carries weight a mortgaged buyer's cannot
  • A shorter path to completion — usually the strongest lever you have on price
  • Full legal and technical due diligence regardless; moving fast is not a reason to skip checks
  • Funds routing and your Greek bank account arranged before they are needed
02

International & Relocating Buyers

Buying from Australia, the UK, the US or anywhere else — whether it stays a second home or becomes the place you live. Video walkthroughs instead of speculative flights, documents handled remotely, and a limited power of attorney so the purchase can complete while you stay put.

  • Video walkthroughs and frank condition reports before you consider booking a flight
  • AFM tax number, Greek bank account and certified translations arranged remotely
  • A limited power of attorney, so signing does not require you in the room
  • If you are relocating, the practical read on an area — schools, healthcare, transport, what winter is actually like
03

First home buyers

Your first purchase, whether you are already in Greece or coming from overseas. Greece treats a first home differently — there is transfer-tax relief, and state-backed schemes such as Spíti Mou for those who qualify — so we build that into the search from the start and have your lawyer and accountant confirm where you actually stand.

  • More time in the early stages, because the first purchase has the steepest learning curve
  • First-home transfer-tax relief and schemes such as Spíti Mou flagged early, with your lawyer or accountant confirming what you qualify for
  • Every step explained before it happens, so nothing gets signed that you do not understand
  • The same due diligence as any other purchase — first-time buyers are the ones who need it most
04

Golden visa applications

Buying with Greek residency in mind. We source and negotiate properties that fit the programme's investment requirements, which vary by area and property type, and work alongside your immigration lawyer — they handle the application itself.

  • Properties screened against the programme's current investment requirements before you view them
  • We work to your immigration lawyer's brief — they own the application, we own the property
  • Title, planning and permit checks matter more here, because a defect can stall an application
  • Rental potential assessed where you do not intend to occupy the property yourself
05

Buyers requiring finance

When a Greek mortgage is part of the plan, the search and the loan have to move together. We sequence the purchase around your financing timeline and introduce you to specialist mortgage brokers who lend to overseas buyers.

  • The search sequenced around your lender's timeline instead of running against it
  • Introduced to specialist mortgage brokers who lend to overseas buyers
  • Bank valuation access and paperwork coordinated alongside the purchase
  • Offer terms and conditions structured with the financing in mind

In practice

Most people are more than one of these.

An international buyer taking a Greek mortgage with residency in mind is three of the five at once, and that is closer to the norm than the exception. The categories are not packages you pick from — they are the variables that decide how the purchase gets run.

What changes between them is sequencing and emphasis: how much can be done before you travel, how hard the title and permit checks need to be pushed, and whether the search has to wait on a lender. We work that out on the first call.

And if you are none of them — an expat already living in Greece, a returning buyer, a family buying together — the service does not change. It is still one advocate acting only for you.

No obligation

Not sure where you fit?

That is a good reason to have the call rather than a reason to put it off. Thirty minutes, free, and we will tell you honestly how we would approach your purchase.

Book a discovery call See our services

Financing

Looking for finance, or need a loan?

We represent you on the purchase, not on the mortgage. If you need lending, GreekHomeLoans compares Greek mortgage options and matches you with a specialist broker.

Visit GreekHomeLoans